Institutional Governance & Agreement

Terms of Service

Last Updated: November 2, 2026 · Effective Immediately for All Practices

These terms define the legal relationship governing your use of the ALFASIHUN Practice Operating System and protect our mutual intellectual property.

Section 01

Agreement and Authority to Bind

Summary in Brief:By creating an account, accessing, or subscribing to ALFASIHUN, you enter into a legally binding contract. If you represent an accounting firm, corporate enterprise, or advisory practice, you legally bind that entity.

These Terms of Service (“Terms”) constitute a legally binding agreement between you (an individual or the legal entity on whose behalf you act) and ALFASIHUN (“ALFASIHUN”, “we”, “us”, or “our”), governing access to and use of the ALFASIHUN software platform, web applications, and associated services (the “Service”).

By creating an account, subscribing via our reseller Paddle, or accessing any part of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you are entering into these Terms on behalf of an accounting practice, legal advisory firm, consultancy, or corporation, you warrant that you possess full legal authority to bind that entity. If you lack such authority, you must not access or use the Service.

Section 02

Proprietary Rights, Trade Secrets, Anti-Reverse Engineering & Non-Circumvention

Summary in Brief:ALFASIHUN strictly owns all intellectual property, software architectures, proprietary valuation engines, UI layouts, workflow mechanics, and algorithmic systems. Competitors and users are categorically prohibited from copying, reverse engineering, emulating, or scraping.

Exclusive Platform Ownership: As between you and ALFASIHUN, ALFASIHUN (founded by Fasih Ullah) exclusively retains all right, title, and interest in and to the Service, including all source code, object code, software architectures, visual designs, database schemas, quantitative financial modeling engines, statutory classification frameworks, automated ledger heuristics, and all associated trade secrets, copyrights, patents, and trademarks worldwide under international intellectual property conventions (including WIPO, the Berne Convention, and TRIPS).

Absolute Prohibition on Competitor Access & Reverse Engineering: You explicitly agree that you shall NOT, directly or indirectly, nor permit or assist any third party, affiliate, competitor, employee, contractor, or automated agent to:

  • Access, view, inspect, or test the Service for the purpose of competitive benchmarking, developing competing software, copying features, or duplicating product architecture.
  • Decompile, disassemble, reverse engineer, decrypt, probe, or otherwise attempt to derive or discover the underlying source code, algorithms, data models, calculation heuristics, or trade secrets of the Service.
  • Scrape, extract, crawl, index, or harvest system outputs, screen layouts, workflows, statutory logic, or user experience patterns through automated tools or systematic manual recording.
  • Modify, adapt, translate, create derivative works from, or replicate the visual layout, interaction paradigms, or operational mechanics of the Service.
  • Sublicense, resell, lease, time-share, or distribute access to unauthorized third parties or entities outside your licensed client workspaces.

Any breach of this Section constitutes willful infringement of proprietary trade secrets and intellectual property, entitling ALFASIHUN to immediate preliminary and permanent injunctive relief without the requirement of posting a bond, immediate account revocation without refund, and recovery of full statutory and punitive damages.

Section 03

Customer Data Ownership & Client Workspace Sovereignty

Summary in Brief:You and your clients retain 100% legal ownership of all financial records, ledgers, vouchers, documents, and business files. ALFASIHUN asserts zero ownership over your data.

As between you and ALFASIHUN, you and your clients retain all right, title, and ownership in all accounting data, general ledgers, customer and vendor master records, invoices, bank balances, advisory briefs, and source documents entered into or processed by the Service (“Customer Data”).

ALFASIHUN claims no ownership, copyright, or proprietary interest in your Customer Data. You grant ALFASIHUN a strictly limited, non-exclusive license solely to host, process, back up, and transmit Customer Data to the extent necessary to deliver the Service to you.

You may export complete financial records, transaction journals, and trial balances at any time in standard machine-readable formats (CSV, Excel, JSON).

Section 04

Firm Practice Isolation & Multi-Entity Workspaces

Summary in Brief:Client workspaces are kept completely separate. Access to one client workspace does not grant access to another client workspace.

The Professional Suite is engineered for accounting and consulting practices serving multiple corporate entities. Each Client Workspace operates within an independent, isolated database tenant partition with its own chart of accounts, functional currency, and statutory jurisdiction.

Firm administrators are responsible for managing internal role-based permissions (Partner, Accountant, Staff, Viewer) and ensuring that client personnel or staff only have access to their authorized workspaces.

Section 05

Computational Features & Zero Model Training Guarantee

Summary in Brief:All automated document processing and calculation features do not retain anything you submit. Your confidential financial books are NEVER used to train public or commercial AI models.

The Service provides advanced computational tools, including automated invoice parsing, financial ratio modeling, and statutory citation mapping.

Zero Model Training Commitment: We strictly guarantee that your financial data, customer names, ledger balances, and advisory dossiers are never stored, sold, or utilized to train, retrain, or improve any third-party or public foundational artificial intelligence models.

Professional Verification Required: All computational outputs, suggested account mappings, and tax calculations are administrative decision-support aids. As the licensed practitioner or firm of record, you retain sole professional responsibility for reviewing, validating, and submitting all statutory returns, client filings, and financial statements.

Section 06

Subscriptions, Billing & Merchant of Record

Summary in Brief:Paddle.com is the authorized global Merchant of Record for all orders. Subscriptions renew automatically until cancelled. Cancel anytime in account settings.

Our order and transaction process is conducted exclusively by our online reseller and Merchant of Record, Paddle.com Market Ltd (“Paddle”). Paddle provides global customer payment processing, fraud protection, currency conversion, and sales tax/VAT remittance.

Subscription start: Current Paddle prices do not include a free-trial period. Subscription billing begins through checkout. The selected plan, billing interval, and applicable tax are displayed before confirmation.

Automatic Renewal & Cancellation: Subscriptions renew automatically at the selected billing cadence (monthly or annual) unless cancelled prior to the renewal date. You may cancel at any time via Account Settings. Upon cancellation, you retain full operational access through the conclusion of the paid billing period.

Section 07

Permanent Free Commitment for ALFASIHUN Money

Summary in Brief:ALFASIHUN Money is dedicated to personal finance and remains permanently free of charge ($0). It never requires a credit card and will never be placed behind a subscription wall.

We maintain an irrevocable commitment regarding ALFASIHUN Money: it is a permanently free utility for individuals and family offices managing personal bank accounts, expenses, and personal net worth. It does not expire, requires no payment method, and operates independently from the enterprise Professional Suite.

Section 08

Statutory Tax Disclaimers & Professional Boundaries

Summary in Brief:ALFASIHUN is a financial calculation software provider, not a law firm or registered public accounting audit firm. Practitioners remain responsible for filing accuracy.

ALFASIHUN provides multi-jurisdictional calculation engines supporting tax and accounting standards across Pakistan, the UAE, the United Kingdom, Saudi Arabia, the United States, and global IFRS/GAAP standards.

The software configurations and statutory tax brackets embedded in the platform are reference frameworks intended to assist practitioners. ALFASIHUN does not provide formal legal, statutory audit, or tax advocacy opinions. You remain solely responsible for ensuring compliance with national revenue authorities (FBR, FTA, ZATCA, HMRC, IRS).

Section 09

Limitation of Liability & Indemnification

Summary in Brief:To the maximum extent permitted by law, ALFASIHUN's liability is limited to the fees paid by you in the 12 months preceding the claim.

To the maximum extent permitted by applicable law, in no event shall ALFASIHUN, its founder, directors, employees, or infrastructure partners be liable for any indirect, punitive, incidental, special, or consequential damages, including loss of profits, business interruption, or tax penalties resulting from user configuration errors.

Our total aggregate liability for all claims arising out of or related to these Terms or the Service shall not exceed the total fees paid by you to ALFASIHUN in the twelve (12) months preceding the event giving rise to liability.

Section 010

Governing Law & Legal Notices

Summary in Brief:For legal questions, statutory notices, or enterprise agreements, contact our legal department directly at legal@alfasihun.com.

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any legal disputes shall be settled through binding professional arbitration.

For formal legal notices, terms inquiries, or enterprise master service agreements (MSA), contact our legal counsel at: legal@alfasihun.com.

See plans and pricing →

For custom enterprise terms or MSA agreements, reach our legal desk at legal@alfasihun.com

Terms of Service — ALFASIHUN · ALFASIHUN